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Contact Us

Call Us

We are available to assist you during hours of operation. Select a department below so we can best serve you.

Credit Card Customer Service: Credit Card Customer Service: 888-295-5540
Report Credit Card Lost/Stolen: Report Credit Card Lost/Stolen: 800-444-6938
Debit Card Customer Service: Debit Card Customer Service: 712-623-4823
Report Debit Card Lost/Stolen: Report Debit Card Lost/Stolen: 800-395-0637
Hearing Impaired: Hearing Impaired: 855-827-9660
User ID/Password or Technical Assistance: User ID/Password or Technical Assistance: 888-978-5296

Frequently Asked Questions

What’s my Routing Number?

Houghton State Bank ABA Routing number: 104901995

How do I reset my Username and Password?

Reset your password on our Secure Password Reset page.

How do I activate my new credit or debit card?

  1. Click here to Log In to your full site online account
  2. Select “Activate Card” from the link on the left side of the page

Not seeing what you need?

Visit our Personal Help Center or Business Help Center for additional Frequently Asked Questions.

Other ways to get in touch

Send a Secure Email

Log in to your account and send a secure email using the Secure Message Center

Visit a Branch

Houghton State Bank has 5 convenient branch locations and multiple free ATMs.

Find Us on Facebook

Follow us on Facebook to stay up to date on community events, promotions and more!

Make a Payment Online

Log in to your online account to make an online payment 24/7.

Credit Card Payment Address

Bankcard Payment Processing
P.O. Box 2557
Omaha, NE 68103-2557

Send Mail

Houghton State Bank
116 E. Coolbaugh Street
Red Oak, IA 51566