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Personal, Business and Farm Insurance

Our independent insurance agencies offer a wide range of insurance products for your unique situation.

Streamlined insurance products to protect your every day.

Our independent insurance agencies can protect your financial every day needs by securing your home, business, auto, health, life and crop. They have the capabilities of big city insurance agencies combined with the friendly service you’d expect from a small town community.
Explore our insurance protection categories below.

Mom and Dad holding their daughter up by her arms, laughing in a room full of boxes
 

Agency Contact Information:

Red Oak
1609 N Broadway St
Red Oak, IA 51566
Phone:
712-623-8900
Fax:712-824-7279
tnelson@heartlandinsia.com

Emerson
407 Howland St.
Emerson, IA 51533
Phone: 712-824-7273
Fax:712-824-7279
tnelson@heartlandinsia.com

Two casually dressed businessmen shaking hands and laughing
 

Agency Contact Information:

Red Oak
1609 N Broadway St
Red Oak, IA 51566
Phone:
 712-623-8900
Fax:712-824-7279
tnelson@heartlandinsia.com

Emerson
407 Howland St.
Emerson, IA 51533
Phone: 712-824-7273
Fax:712-824-7279
tnelson@heartlandinsia.com

A farmer looking at his tablet in a field with grain elevators in the distance
 

Agency Contact Information:

Red Oak
1609 N Broadway St
Red Oak, IA 51566
Phone:
 712-623-8900
Fax:712-824-7279
tnelson@heartlandinsia.com

Emerson
407 Howland St.
Emerson, IA 51533
Phone: 712-824-7273
Fax:712-824-7279
tnelson@heartlandinsia.com

Important Information

Product offerings may vary by location. Houghton State Bank and Heartland Insurance Services are affiliated entities.

Insurance products are: Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • Not Guaranteed by the Bank • May Go Down in Value.